General Liability Insurance in Tulsa, OK
General liability insurance can protect businesses from financial loss due to claims of bodily injury, property damage, product liability, personal injury or advertising injury. It typically covers legal fees, medical expenses and settlements. While it doesn’t cover employee injuries or professional liability claims, it is an important part of a company’s risk management strategy. 
At Royal Insurance, we’re here to help businesses evaluate their coverage needs and find the policy that aligns with their growth.
Who Needs It?
While general liability insurance isn’t legally required for all businesses in Oklahoma, many can benefit from having a policy. Specifically, the following types of companies may be in particular need of general liability coverage:
- Retailers
- Restaurants
- Hotels
- Health care providers
- Contractors
- Construction companies
- Plumbers
- Electricians
- Landscapers
- Marketing agencies
What Does It Cover?
The exact capabilities and limitations of general liability insurance can vary depending on your policy details and carrier, but it may often cover the following:
- Expenses caused by accidentally damaging a client’s property
- Medical expenses of a customer or non-employee getting injured on your premises
- Damage or injuries caused by a product you sell or manufacture
- Legal expenses if your business is sued for slander, libel or copyright infringement
How Much Does a Policy Cost?
Various factors can influence the cost of a general liability insurance policy. These can include:
- Location
- Industry
- Claims history
- Number of employees
- Deductible
- Coverage limits
Get Covered Today
Get in touch with Royal Insurance to learn more about your general liability insurance options or request a personalized quote.