Commercial Auto Insurance in Tulsa, OK
The importance of commercial auto insurance should not be underestimated, especially if your business relies on vehicles to maintain operations. At Royal Insurance, our team is dedicated to helping companies get the coverage they need at competitive prices.
How Can My Business Benefit from This Policy? 
Commercial auto insurance can financially protect vehicles used for business purposes, subject to the policy’s limits and coverage selections. While inclusions may vary, a standard policy typically offers the following:
- Liability coverage can cover repair or legal expenses if you or an employee is held liable for causing third-party property damage or bodily injuries while operating a company vehicle.
- Comprehensive coverage can help pay repair costs if a vehicle is damaged by a covered non-collision event.
- Collision coverage can be helpful if a company vehicle is damaged in an accident, regardless of fault.
- Hired and non-owned auto coverage can cover the repair costs of a personal or rented vehicle used for business purposes.
- Uninsured/underinsured motorist coverage can help pay for losses if your company vehicle is hit by a driver who lacks insurance coverage.
Who Needs Commercial Auto Insurance in Oklahoma?
Oklahoma law requires businesses to carry minimum liability coverage for commercial vehicles. In particular, these businesses can benefit greatly from this policy:
- Food trucks
- Vehicle-for-hire companies
- Retailers
- Delivery firms
How Much Does a Policy Cost?
Several factors can affect the cost of a commercial auto policy. These can include:
- Fleet details (e.g., vehicle type and value)
- Claims history
- Employee driving records
- Deductible
- Coverage limits and selections
Where Can I Purchase a Policy?
Contact Royal Insurance today to discuss your commercial auto insurance needs and get a personalized quote.
